Pay Off Debt Fast with a Balance Transfer Credit Card

Looking for help paying off #debt? You should try a balance transfer credit card.

Let’s talk about consumer debt; the Cruella de Vil of personal finance. I’m sure we all remember the day we got our first credit card. It was exciting, right? All of a sudden you had access to money at just the swipe of a card and you didn’t have to worry about when your pay cheque was getting deposited. It’s a big jump into adulthood, but not one that we all dealt with responsibly. I don’t have a story of paying off a considerable sum of debt, but I did struggle with keeping my consumer debt under […]

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18 Ways To Spring Clean Your Finances

Don't just spring clean your house, spring clean your #money too!

It’s that time of year when the weather is starting to turn, and it feels like spring might be just around the corner. I don’t know about you, but I always find myself more motivated to get things done now than I do at the start of the year. I’m spending more time outside, thinking about what’s going in the garden this year, and getting motivated to deep clean the house. Why not carry-over that spring cleaning mentality to your money? Many of us set goals at the beginning of the year to spend less, earn more, […]

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Ladies, STOP Trying to Do It All!

How to fight back against the #investinggap for #internationalwomensday #womenrockmoney

Today is International Women’s Day, and to celebrate I’m joining the #WomenRockMoney movement. The mission? Get more women involved in money and work towards equality. My contribution? I want to let all you ladies off the hook and motivate you to close the investing gap. For more inspiring posts head over to the WomenRockMoney headquarters, and get involved by sharing your money wins using the #WomenRockMoney hashtag. There’s this mentality that women need to be kind, nurturing, and accommodating, while also running the world from the backseat. This piles on the pressure and makes us feel like […]

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Careers Aren’t What They Used To Be

How #career paths are changing, and what that means for #millennials

Put your hand up if one, or even both, of your parents worked the same job for as long as you can remember? My hand is up. My Dad worked as an engineer with the same company for 30 years. It was the first job he took when he emigrated to Canada in the 80’s, and stayed until he retired. My mom initially took a job as a physiotherapist at the local hospital when arriving in Canada, and then switched intoΒ private practice where she stayed for the next two decades. That was pretty typical of the baby […]

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5 Ways To Be The Boss Of Your Money

Take control and be the #boss of your #money with these 5 simple steps.

People have a bad habit of losing control of their money and letting it run their lives. I used to be bad for this. My money didn’t have a job. I would work, my pay cheque would get deposited into my bank account, then I’d freely spend until I ran out of money and did it all over again. I didn’t put any thought into what I was spending on and savings? That was for old people! I had all the time in the world to worry about grown-up stuff like buying a house and saving for […]

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Mortgage or RRSP? Why Not Both?

What will give you the biggest #money win? Paying down your #mortgage or saving for #retirement?

Happy Valentine’s Day to everyone πŸ’– Whether you’re celebrating or not, there’s nothing wrong with sending out the love (and chocolate…there is nothing wrong with sending chocolate). The bf and I are not big on Valentine’s Day, it’s rare for us to go out and we don’t exchange gifts. I find that restaurants are so busy and a lot of places do a ‘special’ menu for the night, which often doesn’t stand up to their usual fare. Instead, we stay in and cook dinner together. Sometimes it’s fancy, sometimes it’s meatballs and mashed potatoes (that’s tonight if […]

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Taking Down The Patriarchy One Tampon At A Time

Fighting back against the #pinktax and the #tampontax

Ok ladies and gents…we’re talking about periods today. I feel like I need to put a disclaimer on that so if my Dad ever stumbles across my blog, he can stop reading. I consider myself a feminist, but there are specific details about my leak week that I’d rather not share with certain people. Clearly that’s not internet strangers! If you don’t like where this is going then feel free to bow out (but also realize that you might be part of the problem, just saying.) Recently there have been reports about the outlandishly high cost of […]

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When Simple Is Better Than Cheap

When being #frugal isn't worth it.

I’m all for saving money, but that doesn’t mean you’ll find me winning any awards for frugality. What’s more important to me than saving a few bucks is keeping myself sane and happy. For me, that means my focus is more on efficiency. I attempt to balance both money saving and time-saving goals to do the best I can. It’s that balance part that is the most important. Sure, I could order take-out every night, hire someone to walk my dogs and clean my house, but if I did that, I’d end up broke and unhappy. Instead, […]

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Get Back on the Good Credit Bandwagon

Why your credit score is important and how to improve it.

There is one topic in money that everyone can agree on, and that’s wanting better credit. People who have bad credit want good credit and people who have good credit want great credit. Watching that three-digit number grow is like a drug, but you know, a good one. If you are working on bringing your score up into that ‘good’ range, there’s one thing you need to know. There is no quick-fix for bad credit. I repeat, there is no quick-fix for bad credit. If you Google ‘bad credit’ or ‘fix credit score’ you will get endless […]

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Stop Feeling Cheated by your Bills

How to put a positive spin on those bill payments you hate the most.

You know that feeling when you open your mailbox and just know it’s full of bills? Bills that fill you with a sense of dread. Maybe that’s a dated example. How about when you open your inbox on the first of the month to a long list of companies wanting your hard earned cash. It sucks right? Bills are the worst! Why do we think like that though? Sure, you might make a few foolish purchases here and there, but not always. Likely not even that often. I bet the majority of things you buy make you […]

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