5 Money Lessons I Wish I Learned Sooner

What I Would Teach My Younger Self About Money

Through my 30 years of living, I’ve had moments where I’ve been great with money and moments where I’ve been down right bad. I don’t have any big ticket purchase regrets, but I’ve bought loads of small items that were a complete waste. And you know why? I didn’t realize the consequences of irresponsible spending until I was much older (and I even had good financial role models in my parents). I was lucky to not get myself into more trouble because of my lack of knowledge. When you’re a teenager you don’t necessarily concern yourself with […]

Continue Reading

Interest Rates are Up, Up and Away

What you Need to Know About Rising Interest Rates

You’ve likely already heard that the Bank of Canada raised their overnight interest rates last week from 0.5% to 0.75%, but do you really know what that means and how it affects you? For the last decade, we’ve been living with historically low rates in Canada. This is the first time in 7 years that rates have gone up. If you’re a millennial like me, you’ve lived almost your entire adult life under these conditions, but that doesn’t mean it’s the norm. Take a look at the graph below; it was way back in 2008 when rates […]

Continue Reading

No, I Won’t Do 61% of the Housework because I’m a Girl

The gender gap at work and at home.

This oneĀ is for all the couples out there. I’m intrigued by where you guys and gals sit on the gender division of labour? You know, who brings home the most money and who takes on the bulk of the household chores? Are you even splitters (high five!) or does one person take on the bulk of the work? I was recently reading (listening – that always feels weird for me to say when talking about books), Lean In by Sheryl Sandberg and she talks a lot about the importance of having a partner who pitches in. I […]

Continue Reading

Keep your Food Budget in Check

Lower your Food Budget without Wasting Time

Today we’re talking about food…whoop! Eating takes up a lot of my time. That’s kind of embarrassing to admit, but it’s the truth. Not only because there’s the meal planning, shopping for food, cooking and the actual eating part but a lot of my social activities also revolve around food in some way. Whether that’s going out for dinner with friends or going to a baseball game and getting a hot dog (because you can’t do that). This also means that food makes up a sizable portion of our monthly budget. So, how do we keep that […]

Continue Reading

10 Reasons Why I’m a Proud Canadian

Why I'm Proud to Be a Canadian

If you haven’t heard, it’s Canada’s 150th birthday today! Us Canadians aren’t known for our bragging skills, but I thought I would take a quick minute to put out a non-money related bonus post and do just that. 1. It’s pretty damn gorgeous up here. Between the Rocky Mountains, the never-ending prairies, the small fishing villages, and the good side of Niagra Falls, Canada has pretty much everything you could want when it comes to geography. And the weather really isn’t that bad! Sure our winters are cold, but we’re a tough bunch, and that just makes […]

Continue Reading