Balancing the Splurges with the Scrimps

Where I Splurge and Where I Scrimp to Keep My Budget Balanced

This post is inspired by one of my favourite fellow finance bloggers, Lily from The Frugal Gene. She writes a recurring series about her frugal wins and frugal fails, and it got me thinking about where I spend and save my money. You guys know that I’m not going be winning any awards for my frugality, I’m a bit of a spender. I counteract those spendy habits by finding things I’m willing cheap-out on. Balancing the splurges with the scrimps keeps me on track with my savings goals while still having fun in the present. The Scrimps 1. […]

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Why I Don’t Regret My ‘Useless’ Degree

After graduating from high school, I did what many privileged kids do when they’re not sure what’s next…I went to university. I was 18, a good student, and completely clueless when it came to a career path. Some of my friends knew exactly what they wanted to do; be a firefighter, a teacher, an engineer just like their Dad or a nurse because the parties were better. Then I had friends who had no plan…I fell squarely in that group. I also had parents who highly valued education, both had university degrees, and saved up money in an […]

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How to Christmas When You’re Broke

Christmas is supposed to be fun. Families getting together, exchanging gifts, sharing laughs, and eating way too much…good times. If you’re struggling to make ends meet though, Christmas can be incredibly stressful. You’re supposed to decorate your house, host elaborate dinners, buy gifts for friends, family, co-workers, neighbours, and basically everyone you’ve ever met. It’s a lot! I get it, I used to be a broke college student and didn’t have much left in the bank to cope with Christmas. And I was lucky, I only had a small family to deal with. Let’s try to eliminate […]

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