Why I Don’t Consider Myself Frugal

Frugal living is not for everyone. How I embrace my spendy-ness and still make my money work.

Frugal living is a trendy topic, especially if you linger around the personal finance community for any length of time. It’s promoted, judged, and debated on almost a daily basis. In the Rockstar Finance Directory alone there are almost 100 personal finance bloggers who categorize themselves primarily as ‘frugality’ bloggers. This list includes blogs like Frugalwoods, How to Save Money and Keep Thrifty. That list does not include me. As many of you who follow the blog will know, I’m a spender. I like doing things, buying things, eating things, and drinking things. And that’s ok. There’s […]

Continue Reading

20 Quick Dinners For People Who Hate Cooking

One of the best ways to lower your budget is by meal planning. But what about the days you don't want to cook?

My mom used to tell me never to use the word hate; “you don’t hate it Sarah, you just dislike it.” Thanks for the advice mom, but no. I’m allowed to hate things. And you guys know that I hate cooking. I’m terrible at it and the only part I enjoy is the eating. But you know what? It’s necessary. My bf does almost all the cooking in our house but there are those odd nights when he’s stuck at work, and I need to get something on the table before I spiral into a hanger tantrum. […]

Continue Reading

5 Ways To Be The Boss Of Your Money

Take control and be the #boss of your #money with these 5 simple steps.

People have a bad habit of losing control of their money and letting it run their lives. I used to be bad for this. My money didn’t have a job. I would work, my pay cheque would get deposited into my bank account, then I’d freely spend until I ran out of money and did it all over again. I didn’t put any thought into what I was spending on and savings? That was for old people! I had all the time in the world to worry about grown-up stuff like buying a house and saving for […]

Continue Reading

When Simple Is Better Than Cheap

When being #frugal isn't worth it.

I’m all for saving money, but that doesn’t mean you’ll find me winning any awards for frugality. What’s more important to me than saving a few bucks is keeping myself sane and happy. For me, that means my focus is more on efficiency. I attempt to balance both money saving and time-saving goals to do the best I can. It’s that balance between simple or cheap that is the most important. Sure, I could order take-out every night, hire someone to walk my dogs and clean my house, but if I did that, I’d end up broke […]

Continue Reading

30 Simple Dinners (to help you win at meal planning)

30 Day Meal Plan to Simplify and Save Money

If you’re anything like me, then you’re likely always striving to make eating at home a more regular occurrence. The fact that made at home meals are almost always healthier and cheaper means you’re fighting back against two demons at once….the dollar devouring green-eyed dragon and the waistline expanding blubbery behemoth. And those two, they’re fierce competition. I’ve got your back though! All it takes to come out triumphant is a plan, and I’ve got 30 days of planning all lined up to get you into the kitchen and out of the restaurant. Instant Pot That one magic […]

Continue Reading

How I’m Going to Suck Less at Goals

I'm bad at goals! What I'm going to do to overcome it.

You know how people always preach about the importance of goal setting? Especially at this time of year when New Years Resolutions are flooding your feeds. Well, I have a confession…I am terrible at goals. I’m terrible at setting goals, and I’m even more terrible at following through with them. I’m working on it though. I guess you could say that one of my goals is to be better at goals. The Goals This year I’ve got five goals I’m going after, and they cross most sectors of my life. Some of them are big important goals […]

Continue Reading

Family Travel: 6 ways to Save $$ and Have Fun

Travelling with your Family on a Budget

This week is a little bit different, and I’ve got a guest post for you guys from my friend Miranda. Miranda Post is a writer, connector, traveller and mom based in Queen Charlotte, Haida Gwaii. Miranda is equally passionate about travelling and eating (we have that in common). When she’s not working in public relations, you can find her exploring British Columbia’s back roads and bays, in her kitchen attempting to perfect her wild berry hand pies or blogging at www.AnchorsandProteas.com. As you know, I’m a big fan of travelling and always looking for a way to save […]

Continue Reading

Balancing the Splurges with the Scrimps

Where I Splurge and Where I Scrimp to Keep My Budget Balanced

This post is inspired by one of my favourite fellow finance bloggers, Lily from The Frugal Gene. She writes a recurring series about her frugal wins and frugal fails, and it got me thinking about how my own saving vs spending plays out. You guys know that I’m not going be winning any awards for my frugality; I’m a bit of a spender. I counteract those spendy habits by finding things I’m willing cheap-out on. Balancing the splurges with the scrimps keeps me on track with my savings goals while still having fun in the present. The Scrimps […]

Continue Reading

How to Christmas When You’re Broke

Christmas is supposed to be fun. Families getting together, exchanging gifts, sharing laughs, and eating way too much…good times. If you’re struggling to make ends meet though, Christmas can be incredibly stressful. You’re supposed to decorate your house, host elaborate dinners, buy gifts for friends, family, co-workers, neighbours, and basically everyone you’ve ever met. It’s a lot! I get it, I used to be a broke college student and didn’t have much left in the bank to cope with Christmas. And I was lucky, I only had a small family to deal with. Let’s try to eliminate […]

Continue Reading

Is Investing Scary?

Why aren't millennials investing as much as prior generations?

Are you saving money every month? If yes, where does that money go? Into a savings account at the bank or into an investment account like a TFSA, RRSP or trading account? Do you buy stocks, mutual funds, or ETF’s? Or do you stick with the security of cash, money market funds, or GIC’s? Or are you sitting there reading this wondering what the heck I’m even talking about? There are no wrong answers, but let’s be honest, some yeses are better than others. Millennials Aren’t Investing Even though many millennials have started saving for retirement, the […]

Continue Reading