Mapping My Money

Mapping My Money

There has been a trend going around in the personal finance community recently, and that’s creating your money map. This all stems back to two bloggers (Apathy Ends and Budget on a Stick) who published their money maps and inspired the rest of us to do the same. Today I’m jumping on the bandwagon and sharing mine. So what is a money map? For any of you who haven’t already seen one of these posts somewhere else, you’re likely wondering ‘what the heck is a money map?’ Simply put, it’s a fun little graphic showing where your money comes from […]

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The Case for Delaying Marriage

Marriage… That wonderful institution where you commit yourself, for better or for worse, to another person for the rest of your life (well, in about 50% of the cases). I’m not against marriage…not at all. But I was also never the little girl who dreamt of her wedding day. I wasn’t some sort of feminist super-child. I played house, and with Barbies, I guess I just never considered a wedding worth my imagination time. Some things never change 😉 For those of you who have been around the blog for awhile, you’ll likely be familiar with at least some of […]

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10 Steps to Organized Finances

Maybe you’re sitting there looking through credit card statements and bank transactions wondering how the heck you got yourself into this financial mess. Or maybe you think you’re on the right track but not quite sure what you need to work on next. Today I’m going to break your finances down for you into 10 steps, so you have a coherent plan (and a fun little infographic) to follow. The system is straightforward, but I’m not going to tell you it will be easy. Paying off debt, saving money and applying for insurance require you to do some work and […]

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Home Ownership Is Not Your Right

 Owning your own home is the dream right? Even with the current bloated house prices and terrifying real estate market 86 percent of millennials still consider home ownership important. The problem? It costs a hell of a lot of money to buy a place. The average house price in Canada is sitting at $504,458 (as of June 2017), so even if you put down the smallest possible down payment, that is still going to be over $25,000. If instead, you want to avoid having to pay additional mortgage insurance to CMHC, you are going to have fork over a 20% down […]

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Taking the Hassle Out of Editing

Today’s post is sponsored by Grammarly, but I promise that all opinions are my own. I’ve been a paying customer with Grammarly since March and am only promoting it because I really do think it’s great. Check my disclaimer for more information on sponsored posts.    I am always looking for ways to save me time, especially when it comes to blogging. Any fellow bloggers out there will understand that writing posts is the easy part, it’s all the other stuff that takes up your time! The staying on top of social media (I’m looking at you Pinterest and all […]

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5 Money Lessons I Wish I Learned Sooner

What I Would Teach My Younger Self About Money

Through my 30 years of living, I’ve had moments where I’ve been great with money and moments where I’ve been down right bad. I don’t have any big ticket purchase regrets, but I’ve bought loads of small items that were a complete waste. And you know why? I didn’t realize the consequences of irresponsible spending until I was much older (and I even had good financial role models in my parents). I was lucky to not get myself into more trouble because of my lack of knowledge. When you’re a teenager you don’t necessarily concern yourself with the future but […]

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Keep your Food Budget in Check

Lower your Food Budget without Wasting Time

 Today we’re talking about food…whoop! Eating takes up a lot of my time. That’s kind of embarrassing to admit, but it’s the truth. Not only because there’s the meal planning, shopping for food, cooking and the actual eating part but a lot of my social activities also revolve around food in some way. Whether that’s going out for dinner with friends or going to a baseball game and getting a hot dog (because you can’t not do that). This also means that food makes up a sizable portion of our monthly budget. So, how do we keep that in check? […]

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How much is that doggie in the window?

The true costs of pet ownership from a two dog, two cat family.

**This post may contain affiliate links, which means I get paid from the company if you purchase the product. For more information, you can check my disclaimer, and I promise to only recommend products I’ve tried and love.** Pets…they are my most treasured possession and the bane of my existence. Ok, maybe that’s a little overdramatic, but they have their moments. The bf and I are the proud parents of two dogs and two cats and, while I love them all to bits, they cost a lot of money and require a lot of time. If you follow me on […]

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Small Changes, Big Gains? The Avocado Blame Game

Is avocado toast really eliminating home ownership as an option for millennials?

If you’ve been on the internet at all in the last week you’ve likely heard the debate over millennials, home-ownership and avocado toast. Small sidenote, you know it’s a thing when you can so easily find a free stock photo 😉 Australian millionaire, Tim Gurner, did an interview with 60 minutes and spewed some advice and threw avocados under the bus as the reason millennials can’t afford houses. (Ahem, millennial homeowner over here) He was quoted as saying:  “I have seen young people order smashed avocado with crumbled feta on five-grain toasted bread at $22 a pop and more. I […]

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My Travel Bucket List

Prague

Today I’m taking a little break from talking about money and am instead going to daydream about my travel bucket list (you know, where I would go if I had ALL the money). Lately, I’ve been feeling plagued by the travel bug and have been dreaming up all sorts of places I would like to plan a trip to. We were in Barcelona last November, and I fell in love with the city, and it made a short trip to Europe seem completely doable. Before we went, I was a little hesitant because I didn’t know if it was worth […]

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