It’s Ok, Your Highest Earning Years Are Still To Come

There’s no quick win when it comes to getting rich. And don’t even come at me with that ‘but you could win the lottery’ BS! It takes time to pay off debt, create good budgeting habits, and build your investment portfolio. That’s just life, but it doesn’t exactly encourage good behaviour. Spending money gives you instant gratification. You see people around you doing things you want to be doing (hello imposter syndrome!), and it’s hard to feel like you’re missing out. Saving money doesn’t give you that same instant boost. Sure, it will be great when you’re […]

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How to Survive Wedding Season On A Budget

Survive wedding season without blowing your budget by choosing one of these 8 budget friendly wedding gifts.

With the arrival of May comes the arrival of wedding season. And that means money; lots and lots of money. Sure weddings are expensive to host (the average cost of a Canadian wedding is $30k), we all know that, but they are also expensive for guests to attend. It’s estimated that millennials will spend an average of $628 for each wedding they attend. That sounds completely crazy to me! That number does include wedding-related events. It’s becoming more and more common to hold stags and stagettes in other destinations so that sways the average. Now it seems […]

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You’re An Estate Executor, Now What?

Where do you start if you've been named the executor of any estate?

This post has been a struggle for me to finish. It’s been sitting in my drafts for awhile now getting edited and added to now and again. Usually, that happens when a post is personal, but this one’s not. Instead, I’m talking about death, and that’s never an easy subject to tackle. We’re going for it today though because it’s important. And if you find yourself assigned executor duties for a loved one’s estate, then I really hope it will be helpful. First of all, I’m sorry. If you are in this role, then it’s because someone close […]

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Why I Don’t Consider Myself Frugal

Frugal living is not for everyone. How I embrace my spendy-ness and still make my money work.

Frugal living is a trendy topic, especially if you linger around the personal finance community for any length of time. It’s promoted, judged, and debated on almost a daily basis. In the Rockstar Finance Directory alone there are almost 100 personal finance bloggers who categorize themselves primarily as ‘frugality’ bloggers. This list includes blogs like Frugalwoods, How to Save Money and Keep Thrifty. That list does not include me. As many of you who follow the blog will know, I’m a spender. I like doing things, buying things, eating things, and drinking things. And that’s ok. There’s […]

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20 Quick Dinners For People Who Hate Cooking

One of the best ways to lower your budget is by meal planning. But what about the days you don't want to cook?

My mom used to tell me never to use the word hate; “you don’t hate it Sarah, you just dislike it.” Thanks for the advice mom, but no. I’m allowed to hate things. And you guys know that I hate cooking. I’m terrible at it and the only part I enjoy is the eating. But you know what? It’s necessary. My bf does almost all the cooking in our house but there are those odd nights when he’s stuck at work, and I need to get something on the table before I spiral into a hanger tantrum. […]

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30 Goals For Your 30s

30 Goals to Make Your 30s The Best Decade Yet

Last month I celebrated my 32nd birthday. I’m not a big birthday person. My usual celebration is dinner at an upscale restaurant with the boyfriend and my folks and then a girls night with a few glasses of bubbly. Birthdays do get me thinking about where I’m at and if I’m happy. Reflecting on the good and the bad from the past year helps make sure I’m on the right track with my finances, my career and my personal life and set goals for the upcoming year. And because I’m a blogger, I figured hey, why not write […]

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How To Talk Yourself Out Of Spending Money

Three tactics to convince yourself to stop spending money!

Do you struggle with reducing your spending even though you know you’re buying things you don’t need? I do. It’s something I’m constantly working on. I see something I want, and I have to convince myself to stop spending money. Sometimes it works, sometimes it doesn’t. Reducing temptations by staying away from the mall and not browsing online retailers in my free time helps. I’m like a kid that way. You know how they have parental controls for non-PG websites? I need that, but for Amazon (and Sephora and ASOS and Old Navy…) Without going completely offline, there […]

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Are You Wasting Your TFSA?

Are you wasting your #TFSA by choosing the wrong investment options?

Saving money is a big deal. It sets you up for success and can build confidence in all aspects of your life. But how do you know where to start? Are you supposed to be using a bank account or are there better options available? In Canada, we have RRSP’s and TFSA’s that each have unique advantages for saving and building your wealth. RRSP’s are designed for long-term retirement savings. Contributions are subtracted from your income and can give you a tax refund. Then your money grows tax-free until you start withdrawing it in retirement. TFSA’s give you a lot […]

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Pay Off Debt Fast with a Balance Transfer Credit Card

Looking for help paying off #debt? You should try a balance transfer credit card.

Let’s talk about consumer debt; the Cruella de Vil of personal finance. I’m sure we all remember the day we got our first credit card. It was exciting, right? All of a sudden you had access to money at just the swipe of a card and you didn’t have to worry about when your pay cheque was getting deposited. It’s a big jump into adulthood, but not one that we all dealt with responsibly. I don’t have a story of paying off a considerable sum of debt, but I did struggle with keeping my consumer debt under […]

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18 Ways To Spring Clean Your Finances

Don't just spring clean your house, spring clean your #money too!

It’s that time of year when the weather is starting to turn, and it feels like spring might be just around the corner. I don’t know about you, but I always find myself more motivated to get things done now than I do at the start of the year. I’m spending more time outside, thinking about what’s going in the garden this year, and getting motivated to deep clean the house. Why not carry-over that spring cleaning mentality to your money? Many of us set goals at the beginning of the year to spend less, earn more, […]

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