Shopping Local Just Feels Better

Why you should #shoplocal this #Christmas to keep money in your community and give unique gifts.

Christmas is six weeks away. Let me know repeat that in case you’re like me and wondering how that could possibly be true… Christmas is six weeks away!  The bf mentioned that in passing this weekend, and I immediately pulled up the calendar on my phone to prove him wrong. He wasn’t. And I’m stressing. I’m usually on the ball with Christmas preparation, but these past few weeks have disappeared. As of right now we have our flights booked out to Vancouver Island (thanks to the bf) and have purchased a grand total of one gift. And […]

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Finding My People (Cents Positive Takeaways)

What I learned from the Cents Positive Retreat and why I think you should attend a future event.

This past weekend I did something I’ve never done before. I hopped on a plane to Denver for the specific purpose of meeting a whole bunch of internet friends in real life. To some of you that might sound weird, crazy even, but for me, it was a way to build a stronger connection with a community I’ve grown to love. The excuse for making the trip? The very first Cents Positive retreat. An event with the purpose of bringing together women who are on a path towards financial independence. Before I go any further, I want […]

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Where Did All My Motivation Go?

How I'm fighting back against lack of motivation by focusing on small goals.

Do you ever have those days, weeks, months when you just can’t seem to get ahead? That’s me right now. October has been a bit of a doozy. Moving has thrown me for a loop, and I’m struggling to keep up with everything I wanted to get accomplished this month. It’s also been a busy month with a few Oilers games, concerts, house projects, and an upcoming trip to Denver. It’s a lot of fun stuff, but when the calendar is that full (even with fun stuff), it can all feel a little overwhelming. The problem with […]

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12 Ways To Improve Your Finances Today

Easy money tips you can conquer right now to improve your finances.

Do you ever feel overwhelmed when it comes to money? It’s ok to admit it, we all do. There’s so much information out there on what you should do, how you should do it, what you should have done a decade ago, and exactly how much money you should have in the bank. But at the end of the day, none of that matters if you don’t know where to start. Sometimes the best thing you can do is just stop. Stop looking for all the answers, stop being afraid to take the first step, stop feeling […]

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Where My Middletons At?

Are you a middle-income earner?  Do you consider yourself middle class?  What the heck even classifies as middle class anymore?  As humans, we tend to define ourselves and create niches where we feel we belong. And how much money we earn is absolutely one of the factors we look to when trying to figure out where we fit in. The problem? The definitions of lower, middle and upper class vary…a lot. It depends on where you live, who your parents are, and the work you do. How do I define middle-income? The median household income in Canada […]

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20 Tips To Make Moving Less Terrible

Planning a move? Check out these 20 moving tips that will make the process that much easier!

Moving is pretty much the worst. If you don’t believe me, it’s because you haven’t moved recently enough to remember how crappy it is. The endless packing (and unpacking), the overwhelming stress, the exhaustion, and the endless amounts of junk food. Not good times. I’m fresh off a big move and wanted to share a few of the moving tips I picked up along the way, and things I would do better next time. But hopefully there isn’t a next time for many years. Before the Move Purge, Purge and Purge Some More This is key. The […]

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How & Why I Became A Bike Convert

Biking saves money! Last year we sold our second vehicle and invested in new bikes. Find out how much we've saved in just one year.

I climbed on a bike just over two years ago for the first time since I was a kid. And you know what? It’s just like riding a bike 😉 Bad joke. But really, biking is super fun. I bought a cheap bike on sale at Canadian Tire and the bf, and I (he had an old bike) went on lots of leisurely bike rides. That was it though. We didn’t use our bikes as a form of transportation. They were strictly for fun. Why? Well, we live close to downtown, and my confidence level was basically […]

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5 Money Mistakes I Refuse to Quit

Personal finance is personal, and might mean so-called money mistakes aren't bad for you.

Before we get started, can we just talk about how perfect this stock photo is. Nothing says no regrets more than a woman double fisting rose. Thanks Unsplash for coming through big time on this one!  Last week I shared with you five money mistakes I’ve made in the past, and am trying not to repeat. This week I’m continuing the trend. This round, I’m highlighting five things I continue to spend on that other people may consider faux-pas. One of the best parts of personal finance is the fact that it’s personal. At the end of […]

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5 Money Mistakes I’ve Made

We all have regrets when it comes to money. Here are 5 common money mistakes I've made, so hopefully you can avoid making them too.

Money regret is something we all deal with. We’ve all made money mistakes that look pretty foolish in hindsight but it’s all part of the personal finance experience. I’ve made my fair share of bad decisions and I wanted to talk about a few of them today. I think talking about our mistakes brings more openness (and less awkwardness) to the money conversation, and can be a learning experience for those starting out. The thing with money mistakes is they are personal. Everyone has different opinions on what’s important and worthy of their hard earned dollars. Some […]

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How To Fund Your Fun

Find out how #budgeting can provide you with fun money and eliminate guilt free spending.

When you think of budgeting, what’s the first thing that comes to mind? I’m going to guess it’s not freedom or fun, or pretty much anything positive. Am I right? Instead, you’re probably thinking it’s a hassle, it’s complicated, or that you’ll be depriving yourself of good times. Well, I’m here to defend budgeting. It doesn’t have to be like that. I won’t go so far as to say that budgeting can be fun (I kinda have a thing for spreadsheets but I know that’s not the norm), but it can fund your fun. What does that […]

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