One Small Thing

Taking the time to make someone's day #actofkindness

Black Friday and Cyber Monday have now come and gone, and now that we’ve got that crazy out of our systems we can start to focus on the holiday good stuff. First, though, I want to take one second to humblebrag about how my Christmas shopping is officially done. Anyone else fully embrace Black Friday and Cyber Monday to finish off their Christmas shopping? Some may call that a personal finance fail, but those people are not me. If you need to buy something anyway, why wouldn’t you get it when it’s on sale? The bf and I […]

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The #1 Way to Make Managing Your Finances a Cinch

Automation is the key to get your money working for you.

I am lazy. There are very few things that sound better to me than ordering in dinner, pouring a glass of wine and sitting in front of the TV to binge watch a new show. Even if I make plans, I very often dread them until I’m actually out the door and on my way. I know this about myself. I will put things off until the last possible second…you can call me the Queen of procrastination. I’m also a rule follower, so missing a deadline would be worse than doing the work. My life is basically […]

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Balancing the Splurges with the Scrimps

Where I Splurge and Where I Scrimp to Keep My Budget Balanced

This post is inspired by one of my favourite fellow finance bloggers, Lily from The Frugal Gene. She writes a recurring series about her frugal wins and frugal fails, and it got me thinking about how my own saving vs spending plays out. You guys know that I’m not going be winning any awards for my frugality; I’m a bit of a spender. I counteract those spendy habits by finding things I’m willing cheap-out on. Balancing the splurges with the scrimps keeps me on track with my savings goals while still having fun in the present. The Scrimps […]

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Why I Don’t Regret My ‘Useless’ Degree

Is university useless? If you’re considering attending post-secondary then you’ve likely asked yourself this very question. And you’ve probably gone back and forth between yes and no. There are a growing number of career paths you can choose that don’t place the same value on a university degree as others did in the past. This means the answer is very specific to what you want to do with your life, and with the growing cost of education, that’s an important thing to figure out before forking over the big bucks. After graduating from high school, I did […]

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How to Christmas When You’re Broke

Christmas is supposed to be fun. Families getting together, exchanging gifts, sharing laughs, and eating way too much…good times. If you’re struggling to make ends meet though, Christmas can be incredibly stressful. You’re supposed to decorate your house, host elaborate dinners, buy gifts for friends, family, co-workers, neighbours, and basically everyone you’ve ever met. It’s a lot! I get it, I used to be a broke college student and didn’t have much left in the bank to cope with Christmas. And I was lucky, I only had a small family to deal with. Let’s try to eliminate […]

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