For the past two years I’ve done my end of year round-up with a twist and it’s coming back for a third year. I couldn’t resist, it’s one of my favourite posts to put together, and not just because I make my blogging friends do the hard work! If you haven’t read my previous posts you should check them out: Volume 1 and Volume 2.
So what’s the twist? Well, instead of me choosing posts from my favourite bloggers, I make them choose their own favourite post from the content they’ve published that year. It’s a fun way to get inside their heads and see what they like writing about. And spoiler alert: many of the personal finance bloggers you turn to for money advice actually love writing on more personal subjects. Oh, and they all doubt themselves and send me a back-up money post just in case. They are good people you guys.
Editor’s note: in previous years I’ve put out an open call for posts but this year I decided to curate the list a bit more and reached out to bloggers who’s content I frequently read.
What I Wish Someone Had Told Me About Minimalism by Tiny Ambitions
Britt isn’t specifically a personal finance blogger but she blogs about minimalism so there is a lot of crossover. This post is such a good example of why I love her blog. She gets personal and doesn’t make minimalism sound like a miracle cure to improve your life. It’s a tool but isn’t going to magically make you a better person.
Life isn’t all about the money. Tawcan and Mrs. T had a tough year losing both of her grandparents and it really put into perspective what was important in their own life. It wasn’t about the balance in their bank account, it was the memories they were creating with their family. It’s a good reminder to prioritize the things that mean the most to you and not always worry about the cost.
Why I’m Not Saving Half My Income Anymore by Half Banked
“We don’t save half of our incomes right now, because there’s nothing we want badly enough to make it happen.”
Scream it from the rooftops Des! Saving money without giving a real purpose is not a good long-term strategy. More often than not it will lead to burnout and you’ll be sacrificing your lifestyle for no reason. Take the time to figure out how much money you need to save to hit your goals and then give yourself permission to enjoy the rest.
Running From My High Functioning Anxiety by Tread Lightly Retire Early
Angela has become one of my dearest friends in the personal finance community and I’ve been lucky enough to hang out with her three times in real life. Kind of a big deal for us internet folks. This post is so personal and yet relatable for anyone who struggles with anxiety. And it’s the kind of post that’s so important to talk about and share.
How Life Has Changed Since Becoming Mortgage Free by Financial Pilgrimage
I met FP this past summer at my first FinCon and he is one of the nicest guys ever, and he’ll talk hockey with me! First off I had to laugh at the line “after seven long years of paying down debt” because only a personal finance blogger would think paying off a mortgage in seven years was a long time 😉 I found this post super motivating because of what FP has been able to accomplish now that the mortgage is paid off. Paying off our mortgage hasn’t been a priority but this makes me think twice about that.
Talking Openly About My Financial Independence Plan by Modest Millionaires
Being an anonymous blogger is a weird thing. You have this online life where you divulge all sorts of personal details but then doing the same thing in real life sounds terrifying. And that is especially true when it comes to talking about money with your close friends. In this post, Ms. Mod talks about how she broached the topic of financial independence with her closest friends and how that went.
Couple money is one of my favourite subjects to talk about and I’ve been fairly open about how the bf and I manage our finances. Bethany and Charles also have their own way of doing things and here she talks about the importance of each individual having access to money and planning for their own retirement. Plan for the best, prepare for the worst.
I don’t plan on having kids so my level of knowledge about all things parenting-related is pretty non-existent, but this post blew me away. Over thirty thousand minutes of breastfeeding in one year. Wow. While parenting may not be in my future, I still love following Alyssa’s journey through motherhood. She is as funny as ever and shares openly about the good and the bad.
I Prefer Financial Independence Work on Own Terms (FIWOOT) versus FIRE by My Own Advisor
Mark and I are kindred spirits when it comes to our thoughts on FIRE (financial independence/retire early). We are both pro FI but don’t buy all the way into the RE part. It’s just not my goal. And that’s why working on my own terms makes more sense to me. I’m all for the freedom financial independence provides but it makes continuing to work not seem like you’re only doing things halfway.
Why Retire Early? Because Death is Coming by A Purple Life
If there were ever a post to change my mind on the retire early business it would be this one. Purple had to deal with death from a young age and it is something she thinks about a lot. That history is also a factor in her decision to retire early. I get that. What happens in your life has a huge impact on the decisions you make and the future you want.
Sexual Terror and How It Costs Women by Dumpster Doggy
Of all the posts on this list, this is the most challenging one to read but also the most important. Amanda’s recount of being sexually harassed makes me sick but I’m so impressed with her strength and vulnerability in sharing. There’s nothing more I can say, go read her words.
If Personal Finance Feels Like Punishment, You’re Doing It Wrong by She Picks Up Pennies
Spend less is common advice when it comes to money. I’ve said it, and so has every other money blogger out there. But Penny points out a problem… “Not spending isn’t the same as learning to save.” Fact. Cutting your spending will give you more money, but that’s only step one. There’s a lot more to learn and those next steps are the ones that will really give you the advantage.
Rich is the master at writing list posts that are actually jam-packed with good information instead of clickbait. This post is no exception. He talks about what residual income is, who needs it and why it matters and then provides 18 ways to make residual income happen for you. And they are good, actionable ideas.
The Important Thing About Money That Has Nothing To Do With Money by Luxe Strategist
Luxe is the personal finance blogger who I relate to the most. The first time I read her blog I was hooked because it goes deeper than most money blogs and never shames you for spending money. I’m so happy she chose this post because it’s so unique. Spending money on things you value is common advice, but what does that actually mean. Determining your values might not be that simple.
Investing for Millennials: A How To Guide by Gen Y Money
You guys know I’m not the biggest fan of writing about investing, and that’s why I’m thrilled that GYM included an investing post for you. Even better, it’s Canadian content for all my fellow Canucks out there.
Save Money on Maternity Clothes: 11 Hacks You Need to Know by Noble Nickel
Kelly is a local blogger I met this year and it’s so nice to have someone I can meet up with for coffee and talk all things blogging. In this post, she shares her tips on shopping for maternity clothes the right way and getting creative with clothing you already own.
9 Ways to Supercharge Your Finances for 2019 by Owning Your Profession
Another local connection who I met at FinCon this year! This post is timely because it’s year-end and many people are looking for ways ‘supercharge’ their finances in the New Year. Money related resolutions are always so common, and not always kept. These tips will help you make a personal finance plan and stick to it.
A Working Definition of Financial Feminism by Bravely
The term financial feminism has been popping up more frequently but what does it actually mean and why does it matter? Kara breaks it down for us and explains that it’s not necessarily about money, it’s about the disparity. That’s an important distinction because fighting for equality is good for everyone.
Personal Finance and Politics by Optimize Your Life
Matt is one of my favourite people to follow on Twitter because he is a strong advocate for women but also because he is one of the best (and most respectful) debaters. I haven’t been in a Twitter argument with him, but I’ve followed more than a few and am always so impressed by how professional he is. This post is like that, but more in-depth. It’s smart, research-based, and well written and highlights how personal finance and politics are inseparable.
The Periodic Table of FIRE by Minafi
Adam is one of the most creative personal finance bloggers out there. And this post highlights that. It’s a completely unique take on the FIRE movement, and it’s just fun to play around with.
Preparing Yourself For A Work Stoppage by All About the Dividends
Matthew is a great dividend investor but this year he was forced to prepare for a loss of work. Find out what steps he took when he received his notice and how those same steps can help you if you find yourself in a similar situation.
Slow FI: The Real YOLO by The FIoneers
It should come as no surprise to anyone who’s read my blog that I’m a big fan of the concept of Slow FI. Jess decided to make a change and get her life back by going to part-time instead of full-time work. She found that giving up some future time for more now time was a trade-off she was willing to make and it has made her life that much better right now.
And Two Podcasts
I used to listen to way more personal finance podcasts but I cut back this year because I found I was burning out on personal finance content. Between my day job and writing my blog, there is only so much more money talk I can consume. There are still a few podcasts I keep up with though, and I wanted to include those in this round-up.
Jessica Moorhouse was one of the first bloggers I started following when I got interested in personal finance. She simplifies all kinds of money concepts and is a go-to resource for Canadians millennials. This episode focuses on listener questions about investing and covers topics from pension plans to robo-advisors.
I cheated on this pick because I chose it myself. Tanja and Kara are two of my favourite people in the personal finance community and I’ve been a loyal listener to The Fairer Cents since they launched. This episode hit close to home for me because of my choice not to have children. It’s a choice I’m 99% sure of but I still have doubts every so often. My personal choice combined with the current political landscape makes reproduction such a controversial but important topic right now.
And Finally, My Own…
Of course, if I’m making everyone else choose their favourite piece of content, I have to force myself to do the same. I went all the way back to January 2019 and my How A Lack Of Confidence Impacts Your Money.
Thank you all for supporting my little blog this year, I truly appreciate every click, comment, and email. Here’s to more great content in 2020!
This post was proofread by Grammarly.