18 Ways To Spring Clean Your Finances

Don't just spring clean your house, spring clean your #money too!

It’s that time of year when the weather is starting to turn, and it feels like spring might be just around the corner. I don’t know about you, but I always find myself more motivated to get things done now than I do at the start of the year. I’m spending more time outside, thinking about what’s going in the garden this year, and getting motivated to deep clean the house. Why not carry-over that spring cleaning mentality to your money? Many of us set goals at the beginning of the year to spend less, earn more, […]

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Choose Your Budgeting Adventure

Which budgeting style is right for you?

There is nothing I recommend more to people wanting to understand their finances more than budgeting. Seriously, it is an essential first step. Budgeting, Really? Yes, really! What’s the first thing you think of when you think of budgeting? Unless you’re a fellow personal finance geek, you probably had words like ‘boring‘ or ‘uncool‘ or ‘not my thing‘ cross your mind. It gets a bad rap, but that’s just not fair. Nothing can turn your financial life around faster than the right budget. Notice how I said the right budget? I┬átruly mean that. Your budget can (and […]

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The Fear of Missing Out

What is #FOMO and how can you conquer it?

Have you ever felt pressured into spending money just because you didn’t want to miss out on an experience? I’m going to guess that almost everyone answered with a resounding yes and I am right there with you. Here’s an example… Garth Brooks did a nine-concert stand here in Edmonton and it was all everyone could talk about for awhile. Am I a Garth Brooks fan, nope? Did I almost convince myself I should buy tickets to the show just because EVERYONE else was going? Absolutely! But I was talked off the Ticketmaster ledge by my more […]

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Meal Planning for the Budgeting Win

Everyone knows that eating out is expensive and a few extra restaurant meals can really blow your monthly budget. This is something we struggle with in this house ALL the time. I like going out to eat, trying new restaurants and having someone else cook for me…kind of the best right? But do I like it more than being able to pay all my bills and hit all my savings goals at the end of the month? Nope…well, almost always nope. Sometimes a new fried chicken place opens just down the street, and you overindulge a little, […]

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The Busted Summer Budget

Keep your summer on budget in check.

I love summer, like so much, and this one has been no exception. It feels like every weekend has been jam-packed with activities. Edmonton isn’t called ‘Festival City’ for nothing! It’s one of the things I really love about the city. There are constantly events happening, and I have a hard time saying no to fun in the sun. Here are a few highlights from our summer, thus far: The Tragically Hip concert…such a great show and so many feelings. All the festivals…Street Performers, K-Days, Taste of Edmonton are always favourites. Football and baseball games…there’s not much […]

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Combining Finances

Combine finances as a couple or keep things separate?

When you’re in a relationship, there will come a point where your expenses will start overlapping, and you’ll have to decide to keep your finances separate or combine them. This might be when you get married or when you move in with each other. But how do you know which method is right for you and your partner? There’s no right answer to that question. It depends on what you are comfortable with. Today I’m going to lay out the pros and cons of each option so you can make the decision based on your situation. How […]

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Personal Finance (ish) Reads

My Favourite Books to Get you Thinking About Money

Maybe you are feeling inspired to get your money matters in order, or maybe you just want some summer reading that’s a little less fluff and a little more substance. Whatever has brought you here looking for a new read, I’ve got some good ones for you. Here are my top reads for all things finance; most of these are personal finance based but there are a few that venture out of that world and look bigger picture (let’s be honest, there’s only so many times you can read advice on making a budget!) I find that […]

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Why Owing at Tax Time is a Good Thing

Why it's not such a bad thing to owe money at tax time.

If you’re like me and haven’t filed your taxes yet there’s probably a pretty good chance it’s because you owe money to good old CRA. When I was just out of school and had all those education credits to claim I always had my taxes filed within days of receiving all my slips so I could get that refund. These days I seem to owe every year, so I procrastinate for as long as possible. Now, who hates having to pay up come tax time? Everyone right…my hand is raised. The thing is though, it’s actually a […]

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