The Call That Saved Me $1,200

How to negotiate your recurring bills and save money every month!

You’ve probably heard that it’s a good idea to contact your service providers every year or so and negotiate your rates. It’s good advice, but how many of us actually do it? I try to stay on top of it, but it’s a chore that I often procrastinate about. A couple of months ago the rates for my TV and internet jumped up because an existing promo rate expired. I know, I know…I should have called months ago. Bad personal finance blogger! I also still pay for TV so you might as well take away my PF […]

Continue Reading

The Best Money Apps For Canadians

Want to save money with your phone? Try these ten budgeting and money saving apps!

There is hardly a moment in the day when my phone isn’t within a few feet of me, and that’s hardly mind-blowing. I’m sure 90% of you are the same. Our phones have become the way we stay connected, keep our schedule, get our news, play games, track fitness milestones, pay bills and so much more. Today I want to put that little device to use for the good of your finances with a round-up of the best money apps for Canadians. Sometimes us Canadians get the short straw when it comes to tech and online services. We’ve […]

Continue Reading

Why You Should Start Planning for Christmas Now

Did I just say Christmas? Yes, yes I did. You’re probably saying ‘TOO SOON SARAH’, and I get it, trust me. Summer has hardly even started, and I already want you to start thinking ahead to winter…gross! But that doesn’t mean I’m not right. Christmas can be hella expensive, but planning ahead can save you time, money and stress. So yes, we’re talking Christmas planning today folks. I have been the person frantically running around the mall the week (the day) before Christmas attempting to grab some not terrible gifts. Usually, this happens because I was unprepared […]

Continue Reading

Blogger Round-Up: Who’s On My Reading List

Expand Your Reading List with Ten Of My Favourite Personal Finance Bloggers

As you read this, I will be exploring all that Yellowstone National Park has to offer. The bf and I headed out on a road trip this past weekend and headed South into the states to check out a few points in Montana, Wyoming, and Idaho for the first time. If you’d like to follow along on the adventure, then hit up my Instagram where I’ll be sharing a few pictures and stories. While I’m away, I wanted to point you in the direction of a few of my favourite personal finance bloggers so you can still […]

Continue Reading

4 Ways Clutter is Costing You (And How to Tackle It)

Reducing clutter is key to simplifying your life. Find out what it is costing you and how you can eliminate it for good.

Today I’ve got a fantastic guest post for you from Britt over at Tiny Ambitions. Britt is a minimalist, a simple living advocate and a tiny house enthusiast. So pretty much everything I’m not, which is why I’m so thrilled to have her input on the blog this week. Minimalism is something I’ve always been interested in but have never had much success pursuing. As much as I want to simplify life, I still like stuff. You might not be onboard with full-blown minimalism but there are factors that will be helpful for everyone, and reducing clutter is definitely […]

Continue Reading

You’re An Estate Executor, Now What?

Where do you start if you've been named the executor of any estate?

This post has been a struggle for me to finish. It’s been sitting in my drafts for awhile now getting edited and added to now and again. Usually, that happens when a post is personal, but this one’s not. Instead, I’m talking about death, and that’s never an easy subject to tackle. We’re going for it today though because it’s important. And if you find yourself assigned executor duties for a loved one’s estate, then I really hope it will be helpful. First of all, I’m sorry. If you are in this role, then it’s because someone close […]

Continue Reading

Why I Don’t Consider Myself Frugal

Frugal living is not for everyone. How I embrace my spendy-ness and still make my money work.

Frugal living is a trendy topic, especially if you linger around the personal finance community for any length of time. It’s promoted, judged, and debated on almost a daily basis. In the Rockstar Finance Directory alone there are almost 100 personal finance bloggers who categorize themselves primarily as ‘frugality’ bloggers. This list includes blogs like Frugalwoods, How to Save Money and Keep Thrifty. That list does not include me. As many of you who follow the blog will know, I’m a spender. I like doing things, buying things, eating things, and drinking things. And that’s ok. There’s […]

Continue Reading

20 Quick Dinners For People Who Hate Cooking

One of the best ways to lower your budget is by meal planning. But what about the days you don't want to cook?

My mom used to tell me never to use the word hate; “you don’t hate it Sarah, you just dislike it.” Thanks for the advice mom, but no. I’m allowed to hate things. And you guys know that I hate cooking. I’m terrible at it and the only part I enjoy is the eating. But you know what? It’s necessary. My bf does almost all the cooking in our house but there are those odd nights when he’s stuck at work, and I need to get something on the table before I spiral into a hanger tantrum. […]

Continue Reading

5 Ways To Be The Boss Of Your Money

Take control and be the #boss of your #money with these 5 simple steps.

People have a bad habit of losing control of their money and letting it run their lives. I used to be bad for this. My money didn’t have a job. I would work, my pay cheque would get deposited into my bank account, then I’d freely spend until I ran out of money and did it all over again. I didn’t put any thought into what I was spending on and savings? That was for old people! I had all the time in the world to worry about grown-up stuff like buying a house and saving for […]

Continue Reading

When Simple Is Better Than Cheap

When being #frugal isn't worth it.

I’m all for saving money, but that doesn’t mean you’ll find me winning any awards for frugality. What’s more important to me than saving a few bucks is keeping myself sane and happy. For me, that means my focus is more on efficiency. I attempt to balance both money saving and time-saving goals to do the best I can. It’s that balance between simple or cheap that is the most important. Sure, I could order take-out every night, hire someone to walk my dogs and clean my house, but if I did that, I’d end up broke […]

Continue Reading