12 Ways To Improve Your Finances Today

Easy money tips you can conquer right now to improve your finances.

Do you ever feel overwhelmed when it comes to money? It’s ok to admit it, we all do. There’s so much information out there on what you should do, how you should do it, what you should have done a decade ago, and exactly how much money you should have in the bank. But at the end of the day, none of that matters if you don’t know where to start. Sometimes the best thing you can do is just stop. Stop looking for all the answers, stop being afraid to take the first step, stop feeling […]

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How & Why I Became A Bike Convert

Biking saves money! Last year we sold our second vehicle and invested in new bikes. Find out how much we've saved in just one year.

I climbed on a bike just over two years ago for the first time since I was a kid. And you know what? It’s just like riding a bike 😉 Bad joke. But really, biking is super fun. I bought a cheap bike on sale at Canadian Tire and the bf, and I (he had an old bike) went on lots of leisurely bike rides. That was it though. We didn’t use our bikes as a form of transportation. They were strictly for fun. Why? Well, we live close to downtown, and my confidence level was basically […]

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5 Money Mistakes I Refuse to Quit

Personal finance is personal, and might mean so-called money mistakes aren't bad for you.

Before we get started, can we just talk about how perfect this stock photo is. Nothing says no regrets more than a woman double fisting rose. Thanks Unsplash for coming through big time on this one!  Last week I shared with you five money mistakes I’ve made in the past, and am trying not to repeat. This week I’m continuing the trend. This round, I’m highlighting five things I continue to spend on that other people may consider faux-pas. One of the best parts of personal finance is the fact that it’s personal. At the end of […]

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5 Money Mistakes I’ve Made

We all have regrets when it comes to money. Here are 5 common money mistakes I've made, so hopefully you can avoid making them too.

Money regret is something we all deal with. We’ve all made money mistakes that look pretty foolish in hindsight but it’s all part of the personal finance experience. I’ve made my fair share of bad decisions and I wanted to talk about a few of them today. I think talking about our mistakes brings more openness (and less awkwardness) to the money conversation, and can be a learning experience for those starting out. The thing with money mistakes is they are personal. Everyone has different opinions on what’s important and worthy of their hard earned dollars. Some […]

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30 Instant Pot Recipes To Get You Through September

An entire month of instant pot recipes to up your #mealplanning game!

There’s a distinct chill in the mornings when I go to work now, and that means fall is just around the corner. I always like September. It feels like a reset month, even more than January. I find myself ditching the spur of the moment activities that the summer brings and settle into a more regular schedule. More than anything this means getting back on track with meal planning and eating at home. Not things I have much motivation to follow strictly during the summer. Meal planning is such a difference maker when it comes to saving […]

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Save Money With These 8 DIY Home Decor Ideas

Trying to decorate your home on a budget? These 8 DIY decorations will not only give your house a makeover, they’ll save you cash at the same time!

This week I’m turning over the writing reins to a guest publisher. Angela from Zumper has an excellent post for you that is packed with fun projects you can tackle to update your home and make it a little more you. This topic is near and dear to me right now as we’re moving to a slightly bigger place and we’ll have plenty of wall space to fill up on the cheap!  PS. I also have a guest post over on Zumper on how to reduce pet expenses, so head over there and check that one out […]

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Have We Forgotten How To Save?

Finding saving money hard? You're not alone. Let's talk about the why and the how to fix that!

It’s no secret that we’re not saving money at the same rate we used to. In fact, in the 80s (not that long ago!), Canadians used to save twice as much as Americans. Today, however, household savings rates in our country have fallen to only 4.2% of disposable income, compared to 5.5% among U.S. households. Let’s be honest, neither of those numbers are great, but that’s a significant drop in the past few decades. Competition with our southern neighbours aside, this is cause for concern because a lack of savings can mean having to work longer and […]

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The Call That Saved Me $1,200

How to negotiate your recurring bills and save money every month!

You’ve probably heard that it’s a good idea to contact your service providers every year or so and negotiate your rates. It’s good advice, but how many of us actually do it? I try to stay on top of it, but it’s a chore that I often procrastinate about. A couple of months ago the rates for my TV and internet jumped up because an existing promo rate expired. I know, I know…I should have called months ago. Bad personal finance blogger! I also still pay for TV so you might as well take away my PF […]

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The Best Money Apps For Canadians

Want to save money with your phone? Try these ten budgeting and money saving apps!

There is hardly a moment in the day when my phone isn’t within a few feet of me, and that’s hardly mind-blowing. I’m sure 90% of you are the same. Our phones have become the way we stay connected, keep our schedule, get our news, play games, track fitness milestones, pay bills and so much more. Today I want to put that little device to use for the good of your finances with a round-up of the best money apps for Canadians. Sometimes us Canadians get the short straw when it comes to tech and online services. We’ve […]

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Why You Should Start Planning for Christmas Now

Did I just say Christmas? Yes, yes I did. You’re probably saying ‘TOO SOON SARAH’, and I get it, trust me. Summer has hardly even started, and I already want you to start thinking ahead to winter…gross! But that doesn’t mean I’m not right. Christmas can be hella expensive, but planning ahead can save you time, money and stress. So yes, we’re talking Christmas planning today folks. I have been the person frantically running around the mall the week (the day) before Christmas attempting to grab some not terrible gifts. Usually, this happens because I was unprepared […]

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