You know how people always preach about the importance of goal setting? Especially at this time of year when New Years Resolutions are flooding your feeds. Well, I have a confession…I am terrible at goals. I’m terrible at setting goals, and I’m even more terrible at following through with them. I’m working on it though. I guess you could say that one of my goals is to be better at goals.
This year I’ve got five goals I’m going after, and they cross most sectors of my life. Some of them are big important goals and others, well…not so much. None of them are incredibly lofty, but I’m trying to set myself up for success here.
Workout Four Times a Week
Ok, this is one of those resolutions I make every year that ends up being a fail. Exercise and I are not BFF’s. I go through spells where I love it and then (longer) spells where I have zero motivation to get my butt off the couch.
I’m hoping that by setting a firm but realistic ‘days per week’ number, it will be easier to stick to throughout the year. Instead of splurging on a gym membership, I’ll be getting my workouts done at home. I tend to go all out on fitness goals at the beginning instead of building up a habit that is sustainable. This year I’m going to be myself into the groove by doing less taxing workouts (like yoga and pilates) at the beginning, so I don’t psych myself out in the first week.
Eat Less, Not Better
This probably sounds like bad advice but let me explain. Minus the last couple of weeks of too many Christmas treats, I tend to eat reasonably well. The bf and I eat at home regularly, cook fairly healthy dinners and don’t keep junk food in the house. My problem is snacking. Running out to grab an after-dinner treat, Sunday afternoon coffee shop runs that include doughnuts…you get the idea. These little extras are bad for my wallet and my waistline, and since I want to improve both, I’m nixing the snacking.
One of the best tips I’ve heard for combatting evening binges is to brush your teeth right after dinner. The taste of toothpaste does not mix well with food and is a good reminder to put down the chips!
Pay Off Line of Credit and Increase RRSP Contributions
Other than my mortgage (which I’m good with keeping), the only debt I have is a line of credit from a couple of home improvement projects. It’s secured, so the interest rate is low, but I want it off the books once and for all. No debt is better than any debt.
Once that is paid off in full I want to redirect those payments straight into my RRSP. I’ve been focusing on shorter-term savings goals recently and need to get more serious about retirement savings. I’m as guilty as anyone of thinking retirement is a long way off!
You could say that my blogging career is a combination of coasting and procrastination. I always have a long list of things I want to implement, but few actually happen. Overall, I’ve been happy with how the last year of blogging has gone. It’s a challenge and a lot more work than I initially thought, but I’ve seen gains in page views and interaction the last few months which is exciting.
One of my biggest goals for the blog won’t impact you guys at all but will help my sanity! That’s to build up a backlog of posts, so I’m not always stressing to get a post out every week. I love the writing part and am committed to posting once a week, but I need to get away from finishing posts at the last possible second (and you know, save time for editing).
I’d also love to make it to FinCon (a conference for the personal finance community) this year. I’ve never been, but it looks like such a great time. However, it’s in Orlando for 2018 which is about as far from home as possible for this Canadian, and that means it will be pricey. I’m hopeful I can make enough off the blog between now and September to pay for the trip.
Find a Signature Lipstick
Clearly, this is the not so important goal I hinted at above, but I wanted to add in a fun one. I love lipstick. Wearing it always makes me feel more put together even when everything else is a hot mess. I also own a lot of lipstick already but gravitate to buying bolder colours that I’ll only wear for special occasions. What I need is an everyday lipstick that is perfect for the office.
I want it to be in between red and pink (that’s a thing right?), not too bold, longish wearing but not drying. So…recommendations?
The Sucking Less
Step one in sticking to my goals was making myself accountable to you guys by actually writing this post. But let’s be honest…you’re not nearly judgy enough to motivate me 😉
Go Schedule Crazy
I might be terrible at goals, but I am a total pro when it comes to sticking to a schedule. If it’s written in my daytimer (aka Google yells at me to get it done), it will get accomplished. I am not a rule breaker, and I need to use this character trait to my advantage. Write it down, make myself accountable to myself, and make it that much more challenging to avoid. Netflix will always win unless my calendar says no.
I’ve always been the kind of person who gets excited about cracking open a new daytimer, but it’s been a few years since I’ve had a paper planner. Lately, I’ve been all about the Google calendar. This year I’m going old school. I think there’s something more motivating about writing out your tasks and being able to check things off manually.
Confession: I’ve always thought those goal-based planners are a little hokey, but my lacklustre history doesn’t exactly make me an expert. So…I’m going for it and got myself the Slay Your Goals Planner from Nadalie at It’s All You Boo. It’s jam-packed full of fillable monthly and yearly planners and includes worksheets to get you thinking about your goals. I’ve been enjoying filling it out, and it’s undoubtedly been motivating. Plus, it’s helping me set smaller milestones throughout the year to keep me accountable and motivated to reach my broader goals.
I’m also setting aside a small chunk of time every evening to do blog ‘stuff’. As many of you fellow bloggers know, the actual post writing part is not that time-consuming. It’s all the social media, promoting, checking in with other blogs, answering emails, etc. that fills the bulk of your time. Doing a little bit of this every night (even while watching TV) will keep me up to date and my writing time will be focused on writing and not scheduling pins.
Combatting Decision Fatigue
I am the person who comes home from work at the end of the day and has zero motivation to do anything. Ask me what I want for dinner and 99% of the time my answer will be ‘I don’t know, whatever you want, but no, not that!’ I’ve never claimed to be the easiest person to live with.
Decision fatigue is real, and I find it affects me more in winter when the sun disappears before dinner is on the table. What can I do about that? Eliminate as many small decisions as possible to keep things simple. What does that look like in action? For me, it’s all about planning; assigning household chores for each day of the week, meal planning (emphasis on dinners that will have leftovers for lunch), laying out outfits for the week, etc.
J. Money from Budgets are Sexy recently wrote a post about making bad money decisions after 6 pm and this is 100% me…about everything! If it hits 6 pm and I don’t know what we’re eating for dinner, you can almost guarantee that Skip the Dishes will be showing up at the door. To make sure this doesn’t end up happening to you, I’ve got a 30 days of easy dinners post next to keep your January on track.
So, I’ve set my goals and this year I’ve got a better plan to make sure I can actually accomplish them. I’d love to hear if you guys have set New Year’s resolutions for yourselves? And if so, what tips you might be able to share to make sure you stay on track?
This post was proofread by Grammarly.