Making The Case For Pet Insurance

My experience with pet insurance and how it is helping us save our dog.

If you follow me on social media, you may have seen me post lately about how my poor pup is going through some health issues right now. It sucks. Watching them suffer is by far the worst part of being a pet parent. It’s also one of the biggest challenges as a pet owner because medical issues are expensive. Everyday pet expenses can add up, but they’re consistent and easier to plan for. Medical problems can pop up out of nowhere and throw your budget for a loop. I’m all for being a responsible and educated pet […]

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30 Instant Pot Recipes To Get You Through September

An entire month of instant pot recipes to up your #mealplanning game!

There’s a distinct chill in the mornings when I go to work now, and that means fall is just around the corner. I always like September. It feels like a reset month, even more than January. I find myself ditching the spur of the moment activities that the summer brings and settle into a more regular schedule. More than anything this means getting back on track with meal planning and eating at home. Not things I have much motivation to follow strictly during the summer. Meal planning is such a difference maker when it comes to saving […]

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Save Money With These 8 DIY Home Decor Ideas

Trying to decorate your home on a budget? These 8 DIY decorations will not only give your house a makeover, they’ll save you cash at the same time!

This week I’m turning over the writing reins to a guest publisher. Angela from Zumper has an excellent post for you that is packed with fun projects you can tackle to update your home and make it a little more you. This topic is near and dear to me right now as we’re moving to a slightly bigger place and we’ll have plenty of wall space to fill up on the cheap!  PS. I also have a guest post over on Zumper on how to reduce pet expenses, so head over there and check that one out […]

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What Are You Willing To Do For Money?

Is your side hustle killing your work life balance? It's ok to not do it all.

Do you ever feel like you’re slacking off? That you should be working harder to earn more money? I bet most of you are nodding your heads right now; I know I sure am. Striking that balance between work, hustling, and living your life is a constant struggle. I always have a list running through my brain of things I want to accomplish, and it never seems to get any shorter. What’s up with that? Earning extra money is great, super great, but not if it’s coming at the expense of your well being. The Blog Slog […]

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Why My Mortgage Isn’t The Enemy

In terms of debt, your mortgage is good debt. Find out why I think that and how you can use it to your advantage.

As you guys know, we recently bought a new house. And a new house means a new mortgage. And a new mortgage means debt. And debt is bad, right? Well yes…and no. If you can pay cash for something (and by that I mean charge it to your credit card for the points and pay it off stat), then you should. Paying the bank to charge to lend you money is a loss, there’s no arguing that. But very, very few of us would ever be able to afford to buy a home if we always stuck […]

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We Bought A New Home!!

We're moving! How we (unexpectedly) bought a new home and why is was the right decision.

If you follow me on social media, you may already know this, but I have some exciting news to share. The bf and I have bought a new house!!! We’re going to be packing up and moving a whole three blocks from our existing place to a house that’s more suited for the long term. To say we’re committed to the neighbourhood doesn’t quite do it justice. I’m thrilled about the new place but also anxious about the whole thing because it was completely unexpected. Our original plan was to potentially move or rebuild on our existing […]

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Have We Forgotten How To Save?

Finding saving money hard? You're not alone. Let's talk about the why and the how to fix that!

It’s no secret that we’re not saving money at the same rate we used to. In fact, in the 80s (not that long ago!), Canadians used to save twice as much as Americans. Today, however, household savings rates in our country have fallen to only 4.2% of disposable income, compared to 5.5% among U.S. households. Let’s be honest, neither of those numbers are great, but that’s a significant drop in the past few decades. Competition with our southern neighbours aside, this is cause for concern because a lack of savings can mean having to work longer and […]

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The Call That Saved Me $1,200

How to negotiate your recurring bills and save money every month!

You’ve probably heard that it’s a good idea to contact your service providers every year or so and negotiate your rates. It’s good advice, but how many of us actually do it? I try to stay on top of it, but it’s a chore that I often procrastinate about. A couple of months ago the rates for my TV and internet jumped up because an existing promo rate expired. I know, I know…I should have called months ago. Bad personal finance blogger! I also still pay for TV so you might as well take away my PF […]

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The Best Money Apps For Canadians

Want to save money with your phone? Try these ten budgeting and money saving apps!

There is hardly a moment in the day when my phone isn’t within a few feet of me, and that’s hardly mind-blowing. I’m sure 90% of you are the same. Our phones have become the way we stay connected, keep our schedule, get our news, play games, track fitness milestones, pay bills and so much more. Today I want to put that little device to use for the good of your finances with a round-up of the best money apps for Canadians. Sometimes us Canadians get the short straw when it comes to tech and online services. We’ve […]

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Road Trip 2018 Recap

Road trip through Drumheller, Yellowstone National Park, Sandpoint, Banff and Jasper

Anyone else find it impossible to get back in the groove after vacation? That’s so me right now! I was only away for just over a week and then had a few extra days off work (brilliant idea past self) but I’m still getting back into a routine. As many of you will already know, the bf and I hit the road to explore a few new to us spots in Canada and the US. I will say I was a little hesitant to travel south of the border, but luckily everything went smoothly. We had the trip […]

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