The Best Money Apps For Canadians

Want to save money with your phone? Try these ten budgeting and money saving apps!

There is hardly a moment in the day when my phone isn’t within a few feet of me, and that’s hardly mind-blowing. I’m sure 90% of you are the same. Our phones have become the way we stay connected, keep our schedule, get our news, play games, track fitness milestones, pay bills and so much more. Today I want to put that little device to use for the good of your finances with a round-up of the best money apps for Canadians. Sometimes us Canadians get the short straw when it comes to tech and online services. We’ve […]

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Road Trip 2018 Recap

Road trip through Drumheller, Yellowstone National Park, Sandpoint, Banff and Jasper

Anyone else find it impossible to get back in the groove after vacation? That’s so me right now! I was only away for just over a week and then had a few extra days off work (brilliant idea past self) but I’m still getting back into a routine. As many of you will already know, the bf and I hit the road to explore a few new to us spots in Canada and the US. I will say I was a little hesitant to travel south of the border, but luckily everything went smoothly. We had the trip […]

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Why You Should Start Planning for Christmas Now

Did I just say Christmas? Yes, yes I did. You’re probably saying ‘TOO SOON SARAH’, and I get it, trust me. Summer has hardly even started, and I already want you to start thinking ahead to winter…gross! But that doesn’t mean I’m not right. Christmas can be hella expensive, but planning ahead can save you time, money and stress. So yes, we’re talking Christmas planning today folks. I have been the person frantically running around the mall the week (the day) before Christmas attempting to grab some not terrible gifts. Usually, this happens because I was unprepared […]

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Blogger Round-Up: Who’s On My Reading List

Expand Your Reading List with Ten Of My Favourite Personal Finance Bloggers

As you read this, I will be exploring all that Yellowstone National Park has to offer. The bf and I headed out on a road trip this past weekend and headed South into the states to check out a few points in Montana, Wyoming, and Idaho for the first time. If you’d like to follow along on the adventure, then hit up my Instagram where I’ll be sharing a few pictures and stories. While I’m away, I wanted to point you in the direction of a few of my favourite personal finance bloggers so you can still […]

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Canadian Mortgage and Housing Corporation (CMHC)

What Canadians need to know about CMHC and their mortgages.

If you own or are planning to buy a home in Canada you have likely heard of the Canadian Mortgage and Housing Corporation (CMHC). They are a crown corporation that is assigned the task of maintaining Canada’s housing market on behalf of the federal government. It has been around since 1946 and was initially created to help house veterans returning from WWII. While the creation and maintenance of affordable housing are still one of the mandates of CMHC, they have also branched out into insuring mortgages and developing policy. The reason we’re talking about CMHC today is […]

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Investment Principles for the Uninterested Investor

Know you need to start investing but just not that interested? Check out my 8 investment principles for beginners!

Sometimes I wonder how it’s possible I ended up blogging about personal finance. There is so much of it I find incredibly boring! I don’t like math, I like the results of investing but the process is a drag, and I would way rather spend money now than save it for later. Stick with me though…I don’t think it’s a bad thing. In fact, I think it’s relatable. I might be in the minority when it comes to personal finance bloggers, but outside of our community, there are a lot of people who lack an interest in […]

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Cruelty-Free Beauty Products That Won’t Break the Bank

Looking for affordable cruelty free makeup? Here are five brands that are animal friendly, high quality and good bang for your buck.

I enjoy all things beauty. I like to experiment with make-up, wear nice clothes, indulge in skincare, and nurse my hair through frequent colouring and heat styling. The problem? It can sometimes be a challenge finding products that not only work but also fit into my budget and align with my morals. That’s right; we’re talking about beauty and morals. My inner animal lover is coming out full force today. I don’t abstain from animal products; I still eat meat and wear leather, but I don’t agree with animal testing. I’m a human, and I want the […]

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4 Ways Clutter is Costing You (And How to Tackle It)

Reducing clutter is key to simplifying your life. Find out what it is costing you and how you can eliminate it for good.

Today I’ve got a fantastic guest post for you from Britt over at Tiny Ambitions. Britt is a minimalist, a simple living advocate and a tiny house enthusiast. So pretty much everything I’m not, which is why I’m so thrilled to have her input on the blog this week. Minimalism is something I’ve always been interested in but have never had much success pursuing. As much as I want to simplify life, I still like stuff. You might not be onboard with full-blown minimalism but there are factors that will be helpful for everyone, and reducing clutter is definitely […]

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It’s Ok, Your Highest Earning Years Are Still To Come

There’s no quick win when it comes to getting rich. And don’t even come at me with that ‘but you could win the lottery’ BS! It takes time to pay off debt, create good budgeting habits, and build your investment portfolio. That’s just life, but it doesn’t exactly encourage good behaviour. Spending money gives you instant gratification. You see people around you doing things you want to be doing (hello imposter syndrome!), and it’s hard to feel like you’re missing out. Saving money doesn’t give you that same instant boost. Sure, it will be great when you’re […]

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How to Survive Wedding Season On A Budget

Survive wedding season without blowing your budget by choosing one of these 8 budget friendly wedding gifts.

With the arrival of May comes the arrival of wedding season. And that means money; lots and lots of money. Sure weddings are expensive to host (the average cost of a Canadian wedding is $30k), we all know that, but they are also expensive for guests to attend. It’s estimated that millennials will spend an average of $628 for each wedding they attend. That sounds completely crazy to me! That number does include wedding-related events. It’s becoming more and more common to hold stags and stagettes in other destinations so that sways the average. Now it seems […]

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